Finance / Public data
Why did bank deposit interest expense fall?
Quarterly deposit interest expense falls by $5.01 billion across 4,018 screened banks. The bridge separates balances, mix and a derived rate measure.
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01 / Selected work
QUESTIONS.
EVIDENCE.
Four starting points across finance, research and operations. Findings come with the source data, code and limits.
Research / Public data
Can we trust the latest reliability data?
Twenty-six state summaries fail reconciliation in the 2025 release. The workbench keeps that release out of its decision inputs.
READ THE CASE ↗All 51 available state summaries reconcile in each of 2023 and 2024. Twenty-six summaries in 2025 exceed the 0.11-minute reconciliation tolerance. The workbench uses 2024 and retains the newer discrepancies for investigation. A separate predictive candidate also fails its approval checks.
Research / Public data
How comparable are Houston lenders’ mortgage prices?
Only 41.38% of eligible loans at the five selected lenders enter the common-support comparison. The analysis makes that restriction visible before comparing prices.
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Forecasting / Public data
Does a better rental forecast improve a capacity plan?
The selected model reduces historical test error from 18.70% to 13.35%. A separate planning model tests what those errors could cost.
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